American Debt Management Services, Inc.- Debt Consolidation Regardless Of Credit

Consolidate Your Bills Regardless Of Credit

Eliminate creditor harassment
Drastically reduce your pay off time
Lower your monthly payments by 20% to 40%
Save Thousands of Dollars in interest and late charges!

We are different from a non-profit credit counseling company because
we work for you, not for "the creditors"!

If you are like most people, you probably feel like the answer to your financial problems is to get a loan to pay off all your credit card bills. We know exactly how you feel. As a matter of fact, most of our clients felt the same way you do. Until they found out that this was exactly what they didn't need ... for these reasons:

Debt Restructuring Versus Loans

No legitimate lender is going to give you a $10,000
or more unsecured loan to pay off credit cards. The risks are too high!

The last thing you need is more credit!!
It was your good or excellent credit rating that made you an easy target for the credit card companies to bury you into a lifetime of insurmountable interest payments.

Refinancing or a second mortgage on your home is economic suicide
By putting all of your debt on the most precious asset you have, you run the risk of loosing your home for the sake of credit card debt. Most of which you probably can't remember what you bought. You may even be overextended to the point where you might not qualify for a mortgage.

We are on your side
so you don't have to deal directly with your creditors.

Your monthly payment will normally be less
than you are currently paying.

We normally can cut the length of time
to pay off your creditors by five to ten years.

You will not be harassed
by your creditors once your program is established.

You can set up a savings program
from the money you save each month to provide for your future needs.

Our average client saves over $10,000 in interest payments.

By saving time, money and aggravation you will finally have peace of mind.

How do I get started?

We provide a Free No Obligation proposal and consultation which will show you how much you are currently paying and how much we can save you. Please complete the entire form, including a phone number where we can reach you during normal business hours. Because of the tremendous response we have for our program, please allow several days for us to get back to you. A financial counselor will call you to go over your quote and answer any questions you may have. This is a confidential and free no obligation consultation so you may understand our program completely.

The bottom line is this ... Credit Cards Are Addictive. Because there is no time factor in credit cards, a creditor can adjust your minimum payment so that the majority of your payment goes to nothing but interest. Creditors have selected people with excellent or good credit, young people in college, and young families just getting started etc. and offer them easy access to large credit lines. Once you are hooked they keep offering more and more cards. In reality your good credit condemns you to a lifetime of overwhelming debt. Credit cards can take ten to fifteen years to pay off and usually will cost you three to four times the amount you actually borrowed. In other words, if you owe $10,000 in credit cards, you will pay back $30,000 to $40,000 of your hard earned money.

Find that hard to believe?

Try this little sample. Take any credit card statement you have and fill out the following exercise.

Multiply this by the number of cards you have and see why you should get started with our program NOW.

Apply For A Free No Obligation Quote

In order to give you a comparative quotation, please complete this form as accurately as you possibly can. Do not lump creditors together like several doctors or various credit cards. Do not put simply "MasterCard" or "Visa" on the form. All creditors have different requirements so please list the banks name such as Chase MasterCard etc. Do not list secured bills such as mortgages, vehicle payments, taxes, utilities, or court ordered payments such as child support or alimony.

Requests for quotations that are incomplete or fictitious will automatically be discarded. This is a no nonsense program. We are only interested in people who want to break this chain of hopeless debt and get their lives back.

There are only three steps to financial freedom.

1. Stop the negative flow of money. Our program will do that.
2. Pay yourself first. Our program can do that.
3. Have your money work for you. Our program will save you thousands of dollars in interest payments that you can easily invest to earn more money.

For a free no obligation quotation, please complete the following form. All requests will be kept in the strictest confidence.

eric@financier.com